Identity theft happens when someone takes your name and personal information (like your social security number) and uses it without your permission to do things like open new accounts, use your existing accounts, or obtain medical services. An identity thief might even present your name and identity to law enforcement officers when he is arrested.
Identity theft can have serious consequences for you and your family. It can negatively affect your credit, get you sued for debts that are not yours, result in incorrect and potentially health-threatening information being added to your medical records, and may even get you arrested.
Identity theft can happen to anyone, but you can reduce the risk of becoming a victim.